An investment in knowledge pays the best interest!: REVIEWS

INCOFOREX

When I first heard about Forex I said to myself - "I'm going to be rich soon!". I was full of emotion, thrilling at the idea that I could make money in some seconds. All that I must do is to learn some basics, to download some e-books, understand that Fibonacci code which is being promoted on all Get-Rich-Quick books. I was on the wave, and this wave took me to the point of deciding to deposit some money and begin to trade. The curiosity was killing me and I couldn't resist to the temptation. Not knowing all terms, conditions and risks, I started my engine and the race begun! But it started sooner that I could predict this. In some minutes, 3 or 5, my 50 bucks, a huge amount for me at that time, dropped way below the floating line. I didn't even know what is stop loss, what is risk..From 50 bucks I had only 20. After some successful trades, I lost them also.
Then I decided to learn Forex. Foreign exchange trading is mainly about buy and sell activities. The theory is slightly similar with share market. To make the profit, there is the only way which is buy at lower price and sell at higher price, or we can also sell at higher price first and buy at lower price. Is it very easy? It is actually not seems that difficult. What we need to do is to analyze the forex in a correct way and do the good trade. Together with good money management and proper guideline, I can say that success will be eventually more on your side. Or this is what I wanted to believe.
Sometimes, trader involves in foreign exchange not because of making profit but just because they don't want to loose money. Let me take an example, A US Construction Company want to build a subway in India and it is going to take about 7 years with $50 million construction cost. The first thing this company will do is to hedge the dollar value of the project. By buying or selling US dollar against the future market value, no matter how big the amplitude of the fluctuation, the company will not lose any money.
So then it came to me - the majority of normal forex users with medium amounts of 100 dollars are loosing! Because they have less amounts of money than big players, so they will drown quicker. Maybe you will have success with some trades, but in the end, you'll loose your money or more than 50% of it. You could have some chances if you would deposit around 100 000 USD and play them all. You will have a big stop loss, and you will win each time, no matter what currency exchange pair you're betting on. But, as much as you've probably heard how a lot of people struck it big in the forex market, you'd also undoubtedly have come across the various horror stories from those who lost a ton of money really quickly. Depending on how skeptical you are, you might either take these horror stories very seriously, or not seriously enough. Either way - the fact of the matter is that many people do end up losing money in the forex for a very simple reason: They don't know when to quit.
To illustrate what we mean, let's go over a quick example. Say you have US$ 100,000 that you want to invest in the forex market. That's not a shabby amount, and you figure that if you pick the right investment, you could really make a killing. So you look at the market, and feel that using your US$ 100,000 to buy Aus$, which is currently being sold at 1.42.44 Aus$ per US$, would be a good idea since it seems to be pretty high and the Australian Dollar will probably pick up soon. With that, you buy into that currency, and you now have Aus$ 142,440. Great!
Unfortunately, this is where things start to go wrong. Instead of the exchange rate improving, it actually does the opposite, and after 24 hours you find that it is now 1.4544 Aus$ per US$. At this point, if you were to sell you'd end up losing a ton. Instead of selling and ending up losing, you decide to wait and hope that it improves. Come the next day though, you find that the exchange rate has fluctuated in the wrong direction again, and is now 1.4554 Aus$ per US$.
At this stage you figure that it isn't going to get much worse, and so you decide to hold for a while more. But what if it does get worse? What if it hits an all time low and you're stuck with the prospect of losing over half your investment if you sell your Aus$? How long are you going to hold on to that currency though? See, this is the problem with not knowing when to quit. Ideally, a savvy investor would have defined a stop order right at the start, probably for $1.4344 Aus$ per US$. That way, the minute the market began going the wrong way, you'd sell and be out of it. Sure, you'd still lose some money, but it is better than losing more than you ever expected. Unfortunately, many still end up doing exactly what we just talked about in that example, and hold on for far too long, with far too little reason to do so. End of the day, the choice is yours, but knowing when to quit is definitely one trait that will serve you well. Think Forex is Complicated?
It is, for me and all those guys that end up loosing. I don't know how, when, but some day I landed on this beautiful page http://incoforex.com, and my surprise was big! I found out that I can earn from Forex, without doing nothing besides depositing some money! Here is their investment plans
Common features of all offered investment plans:

Investment Term is 180 trading days.

Compounding Option is Available.

Daily Profit Percentage is Variable.

Insurance/Reserve Fund Allocations (Guaranteed Minimum in Earnings).

Automatic Investment Plan Upgrades.

Types of offered investment plans:
Company daily profits are shown in the "Trading Reports" section, alone with the actual trading results for any given day. For the days when trading activity produces a loss, the summary table will display a profit of 0.3% for such days. This value is the minimum earnings offered by IncoForex Inc..
For better investment planning and to see how exactly company daily profits are distributed between investors, company employees, management and reserve fund allocations, please refer to the table below.
Daily profits credited to user accounts are calculated using the following formula: "Investor's Share", times "Company Daily Profit" (shown in "Trading Reports" Section), divided by 100.

Investment plan	Investment amount	Investor's Share	Company Renumeration*	Insurance Fund Allocation	Total
Basic	10-3500$	42%	43%	15%	100%
Medium	3501-7500$	47%	38%	15%	100%
Standard	7501-15000$	52%	33%	15%	100%
Advanced	15001-25000$	57%	28%	15%	100%
Expert	25001-50000$	62%	23%	15%	100%
Platinum	50001-100000$	70%	15%	15%	100%
VIP	Over 100 000$	80%	5%	15%	100%

I deposited 500 USD since may with compounding activated (this means that the interest is added to principal) and I have a 42% Investor’s share. In May company had a profit of 43%, and I took from that my 42% investor's share, which means around 18%, 90 USD. The second month started with 590 dollars, and the company had a profit for June of 50 %, my share of that was 21%, 124 USD. The third month started with 714 dollars. The company profit for July was 32%, my share of that was 13.5%, 97 USD. The forth month started with 811 dollars. The company had a profit of 41, my share of that was 17%, 138 USD. The fifth month started with 949 USD, and the company had a profit for September of 40%, my share was 16.8, 161 USD. October started with 1110 usd. The company profit was 39%, my share was 16.38, 182 USD. And I entered November with 1290 usd. At the end of November I will be able to withdraw money, and I will make around 1500, which means 300% of the initial deposit. If it was me to do forex, then maybe I would have lost more and more...Take advantage of this unique possibility! :)...

P.S. I would be extremely grateful if you would sign up under my link . It will help me a lot for future earnings and also will give a moral boost to my investment with IncoForex. Thank you for appreciating my effort"

VERIFIELD

Good things in life arrive only when you are ready for them. Most people are about as happy as they make up their minds to be. To start being a prosperous person, you must feel like one, you must create an imagine of well-being and don't let pessimism ruin your life. Our mind is the greatest engine that has ever existed, it's an engine that fabricates and shapes dreams into tangible projects and things. You think it's easy to find a website on the internet and to trust it? The World is full of scammers and thieves which are ready to make everything just to steal some money from innocent men. Why is this happening? Because people always strive for "easy money", "free money", "money for nothing" and many other utopian searches. If you think you can land to http://www.verifield.com/ after searching things like these above, then you're completely wrong. Ok, you may have found this site on many forums related to the subject, but did you believe it? And if you didn't, it's not your fault! We are surrounded by so many crooks that it's difficult to have faith in some programs which offer you almost 200% in two months...The miracle of the seed and the soil is not available by affirmation, it is only available by labor. Labor in this case means patience + faith. Of course, you'll need some money also, but this is not the hardest part, I can presume.

Verifield - the most professional and thoroughly explained online investment site that I ever saw. I am not trying to make a megalomaniac description, but these are the facts and I can't deny them. The design of the site, the easy steps you must follow are making out of Verifield a SwissWatch of the online investment. It's obvious that the people who made this whole business are a passionate team of experienced and devoted men. Even from the beginning, you can see the inspiring design of the site, a beautiful combination of green, black and yellow colors. What pleasently surprised me was that mini-player built-in. When you press play it will say the following phrases :

"Waygenic Trading Corporation dba Verifield launched in early 2006 in order to create a completely innovative investment solution offering a wide range of services to those investors who are looking for dynamic real time gain. Verifield is one of the most reliable and innovative names in the financial community with a 10 years investment experience. Today Verifield is an independent asset corporate structure that fulfills the goals of our clients. Verifield is here to reach all your personal goals! Join our team and make the most out of your capital. With Verifield, our products solutions are available internationally, in different languages.

Our representatives and account managers are here to help you 24 hours/day, 7day/week. You can reach us by phone from 9-30 A.M to 9-30 P.M, 7days a week, 365 days per year. Give us a call and we'll solve your problem at anytime and anyplace."

A short, vocal presentation of the program has made the right impression! On the main page, you have "daily" Funds Monthly Performance. Those percents that you see there are only for one day, not for one month and not for one week! Yes, this seems incredible. They can vary from 0,5% to 1,8%, according to the investment plan you've chosen to go with. As an idea, if you invest today 1000 dollars, in one year you could withdraw around 4000 dollars (this is not the best and also not the worst investment plan that Verifield offers, it is just an example.) I forgot to mention that I like that moving picture with numbers and percents. Anyway, you can see there a "Start Your Investment Today" button and another one with "continue to website". Both will lead you to this - http://www.verifield.com/index.html.

Here we have the same design, continued in a beautiful way, with a header which inspires security, happiness and profit. Strange combination, but extremely appealing. Verifield - your proven partner on stock markets. This sentence is made in a very intelligent way, because it seals together Verifield its client. And this is done just to assure every investor that their money are on good hands. The image from the right reminds me of Netherlands, but I'm not quite sure. On the left you can see Verifield Funds Performance. If you want to know every step that Verifield takes and every movement that happens on the market, you are free to check this section of the site each time. Frankly, it seemed boring for me at the beginning, but when I deposited some money, it started to concern me. If you are really interested in this, then you may find the Performance Graphs and Fluctuate Rates quite informative.

You must be aware that the rates are fluctuating, but this doesn't mean that you can lose your money, just in some exceptional cases, you'll earn a little less that it was planned. Yes, on the site it is said - "Prices fluctuate constantly on the open market. Amount in equity investments are subject to fluctuation in value and market risk, including loss of principal." But this means just that they are being honest with us. This situation has never occured since the company was established, in 2006. So imagine, if they survived the crisis that was in 2008 and is in 2009, what worse could there be? If you'll lose your principal, this means they'll lose their money. This is why they have made systematic investment strategies for avoiding these situation, but nothing is perfect in this world, so yes, we should be aware. Again, they are changing the image with flowers from the up-right corner each time you enter a new page.

They have a Risk Management section on the site where you can find Due Dilligence documents - http://www.verifield.com/doc/doc1.jpg, and http://www.verifield.com/doc/doc2.jpg. They are located in Cyprus, and I know that this country has strong and correct laws to adjust these activities like Verifield's. If you want to read more on the Risk Management, pay close attention here - http://www.verifield.com/risk.html.

You can see how serious they are about this business. They even have some sort of Corporate Social Responsability - "Some of our clients find certain types of businesses unacceptable - for example most cancer charities choose not to support the tobacco industry. We try to avoid such incompatibilities . We prefer the flexibility of a menu of screens for clients to choose from rather than a single ethical policy contained within a pooled fund. For our largest clients we can create a particular ethical screen to suit their needs." This is another thing I am hearing for the first time - Ethical Investment. This is something like a democracy system inside the company. It says that if we don't like where the company is investing, we cand demand another investment place! Yes, this is indeed unbelievable.

Verifield is the place where you will find creativity all over the place! After the registration, you need someone to take care of you, so you can choose an Account Officer - http://www.verifield.com/account_officer.html. I don't know how these men got there or how they obtained these jobs, but this is a great aid tool and I praise Verifield for that. There are 3 Accounts Officers only, and I don't know why. I will try to find some answers on that. Each of them is evaluated by experience and is given a number of stars out of 5. You can see that all investors are shared between these 3 account officers, and I suppose that they are a part of the Verifield's team. This doesn't mean that you can't earn by reffering people, but you won't be named Account Officer and if you chose to help your downline, this is at your own will, not an obligation.

After so much talking, let's get to the things that you are interested the most - Investment Products - http://www.verifield.com/funds.html. You have the following investment plans, all subject to some minor fluctuations. Also, if you have multiple Verifield funds, they won't generate profit for weekend and holidays.

1.“Diversified Commodities” - 3 days / minimum fluctuate rate, 1% daily profit*
103% payout after 3 days, including initial investment

"A diversified portfolio does not concentrate in one or two investment categories. Instead, it includes some investments whose returns zig while the returns of other investments zag. The net effect is lower volatility in returns. Usually contains investments in such commodities as gold, rice and other perspective metals and foods. There are different ways to diversify a portfolio. One way is to start by allocating a target percentage of total investment portfolio to stocks, bonds and cash. This fund is also involved in emerging markets however, most of the assets are usually invested into commodities markets."

2. “Intensive Forex” - 7 days (by choice) / minimum fluctuate rate, ~1.2% daily profit*/fixed interest

108.4% payout after 7 days, including initial investment

"A diversified portfolio based on foreign exchange currency pair trading. Usually contains investments in such currency pairs as USD/EURO, JPY/USD and GBP/USD and other perspective currency pairs. There are different ways to trade on foreign exchange. The most effective way is to trade the classic way with no margin, therefore no increase of risk involved. Throughout the trading day, the pairs move differently, so the basic goal is to perform several big transactions on different pairs, or hold some currencies overnight until the next day and better trend."

3. “Nominal Income” - 30 days (by choice) / minimum fluctuate rate, ~1.3% daily profit*/fixed interest

139% payout after 30 days, including initial investment

"In the context of portfolio asset allocation, fixed income plays an important role for investors of all sizes. Keep in mind that over long periods of time, fixed income provides much lower returns than equities, but it also provides much lower levels of return volatility. As such, fixed income serves to reduce overall portfolio volatility, especially during times of market stress when equities may fall substantially. Assets are diversified between low volatility investments such as equities and/or advanced stocks in emerging markets - about 30% of assets are allocated into increasing in growth oil companies worldwide."

4. “Effective Gross Income” - 60+ days (by choice) / medium fluctuate rate, daily profit* ~1.6%

196% payout after 60 days, including initial investment

"Designed for investors seeking a high level of current income and the potential for capital appreciation. Primary part of the portfolio capital is invested into emerging markets according to possibilities by Verifield's trading team. Also 40% of the assets are being put into futures, including crude oil, in order to achieve the most efficient balance between risk and possible gains."

5. “Capital Market Securities” - 60+ days / high fluctuate rate, high non-fixed daily profit* 1.8% daily

208% payout after 60 days, including initial investment

"This portfolio has the property that any combination of it and the risk-free asset will produce a return that is above the efficient frontier - offering a larger return for a given amount of risk than a portfolio of risky assets on the frontier would. 45% invested into emerging markets, especially Russian oil companies, 55% of the assets are being invested into commodities & futures: allocated between oil and rice futures."

If you'll ask me, I would advice you to chose the one that best suits for you. In my case, this is the last one and the safest one, for me - "Capital Market Securities". It has included in the title the word "security" and this gives me a good reason to chose it among all 5. You are wondering - "Hey, if they are doubling their money in two months only, then this means they are one of the richest men in the whole world!". I can agree and not. I don't really know what kind of license they have, but I am aware of the fact that in the real world - the offline market, you won't find such opportunities. So these investment plans are just for the online field, because their license is made for this kind of business.

The "Effective Gross Income" is the next investment plan that I would suggest you to choose. This plan makes an equilibrium out of gain and loss and tries to maintain a constant profit rate. These both plans have a 2-months period of program. The first 3 have less period. Try to chose the safest plan, because it matters how safe are your money, not how quick you'll get them (we're talkin of periods between 3 days and 2 months, and for an investment these are very short terms.)

You can see that they are making a steadily update of their news section each time there is a change. This year, the most important changes were these ones :

2009-01-15 - 42% of profit in the first 2 weeks of 2009.
2009-02-12 - 65% of profit after oil price rose from 33$ to 40$
2009-02-24 - 59% profit after selling some COG shares
2009-03-27 - Verifield is protected against DDoS attacks and has Dragonara
2009-04-23 - bought and sold shares from Ford - 35% gain
2009-06-01 - Bank Transfer are enabled
2009-06-11 - Verifield announces SafeCard
2009-08-31 - bought and sold shares from Disney - 26% gain
2009-10-05 - after a long term trade on NASDAQ - 42% gain
2009-10-07 - upcoming Investment Manager Development Program, a program that will have unlimited referral levels and constant flow of commissions into participating accounts.Both businesses and individuals are welcome to participate. IMDP will be offering several status levels, depending on participant performance. Refer new IMDP participants or run a public presentation of Verifield services and increase your income rates and privileges in order to maintain bigger income.

After reading all these reports, I realize that Verifield is the name of a great team of stock moguls. They know when to trade, what to buy, what to sell and how to win! Did you see that - shares of Disney, Ford, trading at NYSE...And the last event - unlimited referral levels and constant flow of comssissions. This sounds better and better! The actual refferal rate are according to what investment plans choses your downline members.

Diversified Commodities - 0.5% first level/0.25% second level
Intensive Forex - 1.25% first lev/ 0.62% second level
Nominal Income - 5% first level / 2.50% second level
Effective Gross Income - 10% first level/ 5% second level
Capital Market Sec. - 10% first level / 5% second level

Verifield is a complete, legitimate, and a long term investment. Have the power to chose what is best for you and don't hesitate. There aren't so many chances in life and this is one you should really consider taking. I am not talkin about hope here, nor about any other superficial feeling. This is all about business, one of the best that have ever existed!

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